Tuesday, December 29, 2015

What's in a name?

One of the toughest things to obtain when starting a fire protection company, is insurance. 

There is a ton of liability that comes with the territory of owning a fire protection company. For example: is the newly installed sprinkler system going to operate in a fire; is the fire extinguisher that was just inspected going to operate if needed; are the workers that are doing the installations/service/inspections actually qualified to be working on life saftey systems; how much damage is possible if an improper pipe joint is made; and so on......

So what's in a name? What's in the name of your current/future contractor? It's actually pretty important. 

Do the words:
"fire"
"fire protection"
"life safety"
"fire sprinkler"
"fire extinguisher"
"fire alarm"
"sprinkler"
or similar words, phrases, or terms appear anywhere in their company name?

If the answer is "no"....then run away as fast as you can....pick up the phone and call 321 Fire Protection Co. Or better yet, since you're online right now....go to our website and contact us. Now. Stop what you're doing and make the change. 

Why? Because there is a HUGE chance that the contractor without any of those key words in their name.....aren't properly insured. There is also a good chance that they don't have qualified personnel  working on your systems. 

It sends chills down my spine when I see these company names and inspection tags when I walk into a building. 

I just did a design analysis of a newly installed system by a company that fit into this description. The new sprinkler system has an inadequate design. There isn't enough water pressure to get to the highest sprinkler head in the new building, let alone enough water pressure that is actually required to operate four heads (which is required for this example)...but when you change data and cheat on the hydraulic calculations.....who's going to know any better.....I'm not even joking.

The company name has no mention of "fire protection". It is merely known as "something or other" consulting, llc. 

Seems criminal right?

It is. And it gets snuck into system design all of the time.  Because nobody checks on these low life's. 

321 Fire Protection Co
321 Consulting
321 Enterprises 
321 Group
321 & Company
321 & Sons
321 Services

I could easily apply for general liability insurance for all of those company names, and probably pay less than $500/year for it...except for the name that I chose; which has the term FIRE PROTECTION.  There's a slight <sarcasm>......ten fold increase (give or take a fold) in premium, just to make sure we have the correct coverage. 

When things go wrong....and you have a big issue....and you can't get the satisfaction that you require from these supposed fire protection contractors....and you decide to file a lawsuit against them...that's when things get really messy. I've seen it happen. They get sued for something big that they screwed up....they close their doors, and open up the next day under a different name. 

It's disgusting. 

There's a lot in a name. 

321FireProtection.com

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